Category Archives: Investing

RESP (Registered Education Savings Plan) Fact Sheet

What is it? A Registered Education Savings Plan (RESP) allows parents and guardians to accumulate the necessary funds to finance a child’s post-secondary education. The federal government allows you to accumulate investment income on a tax-sheltered basis until the funds … Continue reading

RDSP (Registered Disability Savings Plan) Fact Sheet

What is it? The Government of Canada introduced the Registered Disability Savings Plan (RDSP) in 2008 to provide financial security for individuals with disabilities. The plan allows a person who is eligible for the federal disability tax credit to accumulate … Continue reading