Terms Of Use

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FULL & FAIR DISCLAIMER

If you access and use this Website (the "Site"), you accept and agree to be bound by and comply with these terms (the "Terms"). If you do not accept the Terms, do not use the Site.

The Site is operated by 3i Financial Group Inc. and 3i Financial Investment Services Inc. and these Terms may be modified or revised without notice. Your use of the Site following any modification/revision constitutes your agreement to follow and be bound by these changes. If any of these changes are unacceptable to you, please immediately cease your use of the Site.

The services of providing mutual fund, RRSP, RESP and other investments plans are offered through "3i Financial Investment Services Inc." The services of providing life insurance and other non-investment plans are offered through "3i Financial Group Inc. Both are separate legal entities."

MUTUAL FUNDS:

Commissions, trailer fees, management fees and expenses all may be associated with mutual fund investments or other securities. Please read the prospectus before investing.

The indicated rates of return of a mutual fund are the historical annual compounded total returns including changes in unit value and reinvestment of all distributions and do not take into account sales, redemption, distribution or optional charges or income taxes payable by any security holder that would have reduced returns.

Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.

LEGAL:

These Terms are governed by and shall be construed in accordance with the laws of the Ontario without giving effect to any principles of conflicts of law. If any provision of these Terms shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these Terms and shall not affect the validity and enforceability of any remaining provisions.

These Terms are effective unless and until terminated by 3i Financial Group Inc. and 3i Financial Investment Services Inc. All images, logos and trademarks are copyright and the property of their respective owners.