Prescription Drugs Archives - 3i Financial https://www.3ifinancial.com/page_tag/prescription-drugs/ Home To Your Insurance and Investment Needs Tue, 30 Jan 2024 05:32:47 +0000 en-CA hourly 1 https://wordpress.org/?v=6.8.3 https://www.3ifinancial.com/wp-content/uploads/2021/06/cropped-Logo_RGB-32x32.png Prescription Drugs Archives - 3i Financial https://www.3ifinancial.com/page_tag/prescription-drugs/ 32 32 Group Benefits https://www.3ifinancial.com/group-benefits/ Tue, 15 Jun 2021 19:10:38 +0000 https://test.3ifinancial.com/?page_id=1202 Group Benefits What is Group Benefits? Group benefits helps employers provide health care insurance for theirs employees that is not cover under the provincial health care program. Group benefits plan can put employees at ease and improve morale, which also boost productivity at workplace. Employers can build a plan that fits their organization.  At 3i […]

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Group Benefits

What is Group Benefits?

Group benefits helps employers provide health care insurance for theirs employees that is not cover under the provincial health care program. Group benefits plan can put employees at ease and improve morale, which also boost productivity at workplace. Employers can build a plan that fits their organization. 

At 3i Financial Group, through our partnership with the leading group insurance providers, we can provide you with all the necessary group insurance coverage for you and your employees.

We have a dedicated Group Benefits team that will work with you to understand your needs and implement benefits solutions to best suit your needs and budget. From the initial discussions and market price comparisons to the enrolment of each plan member to the ongoing service, the Group Benefits team will be there at every step of the way.

Ask us how you can implement the below features to your plan design.

Group Benefits Products

Life Insurance: Provides basic financial protection to an employee’s beneficiary if they die. Available as a flat amount or a multiple of an employee’s salary.

Critical Illness: Helps protect employees and their families financially should they face a serious illness.

Long Term Disability: Provides monthly benefit if an employee cannot work for an extended period of time because of total disability.

Accidental Death and Dismemberment Insurance: Provides for an additional benefit if an employee dies, loses a limb, is paralyzed or loses hearing, speech, or sight as a result of an accident.

Extended Health Care: Covers necessary medical expenses that are not covered by provincial plans. Includes coverage for:

  • Prescription Drugs
  • Paramedical Devices (Massage. Chiropractic, Acupuncture, Physiotherapy, etc.)
  • Vision Care
  • Hospital Care
  • Medical Equipment
  • Emergency Travel Medical

Short Term Disability: Replaces a portion of lost income while an employee is temporarily unable to work because of total disability.

Dental Care: Covers preventative and diagnostic dental treatment as well as coverage for fillings, root canals, extractions and oral surgery. Options for major dental including orthodontic treatments are also available.

Dependent Life Insurance: Helps provide financial protection for an employee in the event a spouse or child’s death.

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Source: Canada Life

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Contact a 3i Financial Group Advisor today to learn more.

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Tags: Emergency Medical Care, Group Benefits, Health & Dental, Hospital Care, Prescription Drugs, Vision Care

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]]> Living Benefits https://www.3ifinancial.com/living-benefits/ Tue, 15 Jun 2021 16:40:07 +0000 https://test.3ifinancial.com/?page_id=965 Living Benefits Health & Dental Insurance Covers the expenses that is not cover under the provincial plan Help cover the costs of out of pocket services such dental, paramedical, ambulance services, hospital, prescription drugs and vision For people who are losing coverage, self employed and does not have group benefits Provides emergency travel medical Source: […]

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Living Benefits

Health & Dental Insurance

  • Covers the expenses that is not cover under the provincial plan
  • Help cover the costs of out of pocket services such dental, paramedical, ambulance services, hospital, prescription drugs and vision
  • For people who are losing coverage, self employed and does not have group benefits
  • Provides emergency travel medical

Source: Manulife, Healthquotes

Long Term Care Insurance

  • Provides assistances if you are unable to take care of yourself and for daily activities
  • Protects your retirement plans and choose the correct care when you need it
  • Covers the costs for care facility and caregiver
  • Must be incapable to perform at least 2 daily activities (eating, bathing or dressing) to receive benefits

Source: Ontario Health

Critical Illness Insurance

  • Provides additional coverage for medical emergencies
  • One time payment lump if diagnosed with a critical illness
  • Covers the cost of daycare and renovation to make home more accessible

Disability Insurance

  • Protects you and your family if you are unable to work and earn an income
  • Replaces 65% to 85% of your income
  • Ability to transition back to work with partial benefits

Source: Financial Consumer Agency of Canada, Government of Ontario

Find Out More

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Life Insurance
Travel Insurance
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Tags: Critical Illness, Health & Dental, Long Term Care

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