Travel Archives - 3i Financial

Group Benefits

3iwebdev — Tue, 15 Jun 2021 19:10:38 +0000

Group Benefits

What is Group Benefits?

Group benefits helps employers provide health care insurance for theirs employees that is not cover under the provincial health care program. Group benefits plan can put employees at ease and improve morale, which also boost productivity at workplace. Employers can build a plan that fits their organization.

At 3i Financial Group, through our partnership with the leading group insurance providers, we can provide you with all the necessary group insurance coverage for you and your employees.

We have a dedicated Group Benefits team that will work with you to understand your needs and implement benefits solutions to best suit your needs and budget. From the initial discussions and market price comparisons to the enrolment of each plan member to the ongoing service, the Group Benefits team will be there at every step of the way.

Ask us how you can implement the below features to your plan design.

Group Benefits Products

Life Insurance: Provides basic financial protection to an employee’s beneficiary if they die. Available as a flat amount or a multiple of an employee’s salary.

Critical Illness: Helps protect employees and their families financially should they face a serious illness.

Long Term Disability: Provides monthly benefit if an employee cannot work for an extended period of time because of total disability.

Accidental Death and Dismemberment Insurance: Provides for an additional benefit if an employee dies, loses a limb, is paralyzed or loses hearing, speech, or sight as a result of an accident.

Extended Health Care: Covers necessary medical expenses that are not covered by provincial plans. Includes coverage for:

Prescription Drugs
Paramedical Devices (Massage. Chiropractic, Acupuncture, Physiotherapy, etc.)
Vision Care
Hospital Care
Medical Equipment
Emergency Travel Medical

Short Term Disability: Replaces a portion of lost income while an employee is temporarily unable to work because of total disability.

Dental Care: Covers preventative and diagnostic dental treatment as well as coverage for fillings, root canals, extractions and oral surgery. Options for major dental including orthodontic treatments are also available.

Dependent Life Insurance: Helps provide financial protection for an employee in the event a spouse or child’s death.

Source: Canada Life

Contact a 3i Financial Group Advisor today to learn more.

Tags: Emergency Medical Care, Group Benefits, Health & Dental, Hospital Care, Prescription Drugs, Vision Care

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Living Benefits

3iwebdev — Tue, 15 Jun 2021 16:40:07 +0000

Living Benefits

Health & Dental Insurance

Covers the expenses that is not cover under the provincial plan
Help cover the costs of out of pocket services such dental, paramedical, ambulance services, hospital, prescription drugs and vision
For people who are losing coverage, self employed and does not have group benefits
Provides emergency travel medical

Source: Manulife, Healthquotes

Long Term Care Insurance

Provides assistances if you are unable to take care of yourself and for daily activities
Protects your retirement plans and choose the correct care when you need it
Covers the costs for care facility and caregiver
Must be incapable to perform at least 2 daily activities (eating, bathing or dressing) to receive benefits

Source: Ontario Health

Critical Illness Insurance

Provides additional coverage for medical emergencies
One time payment lump if diagnosed with a critical illness
Covers the cost of daycare and renovation to make home more accessible

Disability Insurance

Protects you and your family if you are unable to work and earn an income
Replaces 65% to 85% of your income
Ability to transition back to work with partial benefits

Source: Financial Consumer Agency of Canada, Government of Ontario

Find Out More

Tags: Critical Illness, Health & Dental, Long Term Care

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Insurance Quote

3iwebdev — Tue, 15 Jun 2021 15:39:53 +0000

Insurance Quote

We provide quotes for all your Business, Travel and Individual Insurance needs.

Please choose from the links below, you will be redirected to get a quote of your choice.

Travel Insurance

Manulife Insurance

Allianz

Health

Health and Dental Insurance

Critical Illness

Life Insurance

For more information of different types of Life Insurance, please contact us anytime and let us help you choose the best fit for your needs.

Group Benefits

Group Benefits Plans

Tags: Critical Illness, Dental, Group Benefits, Health, Quote, Super Visa

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Life Insurance

3iwebdev — Tue, 15 Jun 2021 14:54:32 +0000

Life Insurance

Term Life Insurance

Provides your family with financial security if something were to happens to you
Provides protection to your family for a limited time
Gives flexibility on the length and amount of coverages

Permanent Life Insurance

Lifelong coverage with a guaranteed acceptance or required a simple medical report
Premiums may never increase as you age
Build your savings to help live the life you want

Whole Life Insurance

Earn dividends to protect your family and estates
Lifetime coverage with cash value guarantees
Ability to choose how long to pay for premium and frequency

Universal Life Insurance

Provides lifetime coverage and helps in a tax advantage policy to save for the future
Amounts of premiums are invested where it grows tax advantage
Can make partial withdrawal

Sources: Investopedia, Sun Life Financial, RBC Insurance.

Find Out More

Tags: Permanent Life, Term LIfe, Universal Life, Whole Life

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Travel Insurance

3iwebdev — Fri, 11 Jun 2021 18:10:05 +0000

Travel Insurance

What is Travel Insurance?

Travel insurance helps you and your family travel in peace. A small accident can become a major expenditure, which could severely impact your family financial security. At 3i Financial, we pride ourselves on providing our clients with the best and most innovative travel insurance products in the marketplace. Products are chosen for their features, choices, affordability and ease of access.

Who needs Travel Insurance?

Travelling Canadians

Helps with unexpected expenses (Medical and Trip Interruptions).

Visitors to Canada

Provides health insurance and interruption coverage while you are away from home.

Students

Protects against the cost of emergency medical and basic healthcare expenses.

Travel Insurance?. . . Check!

Airplane Tickets? . . . Check!

Passport? . . . Check!

Luggage? . . . Check!

You have packed all the essentials for your next trip!

Find Out More

Tags: Canadians Travelling, Health & Dental, Mediacal, Passport, Plane, Students, Trip Interruptions, Visitors

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Segregated Funds

3iwebdev — Thu, 10 Jun 2021 19:20:52 +0000

Segregated Funds

What is Segregated Funds?

A segregated fund is used by insurance companies to manage individual, variable annuity insurance products. Segregated funds are insurance investment products that are similar to mutual funds; however, segregated funds must be issued in conjunction with a life insurance contract. Segregated funds investor may qualify for RESP, TFSA, RDSP and RRSP.

IVIC’s (Individual Variable Insurance Contracts)

IVIC’s are deferred annuity contracts between the policy owner and the insurance company. The policy owner makes deposits and the insurance company then invests the money in segregated funds.

Some Benefits Includes:

Guaranteed maturity values from 75-100% of your principal after 10 years.
Some segregated fund contracts also offer income guarantees.
Segregated funds investment may also be protected from creditors.
Provide a broad range of investment options similar to mutual funds.

Find Out More

Tags: Individual Variable Insurance Contracts, IVIC's

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Advisor Resources

3iwebdev — Thu, 10 Jun 2021 16:16:37 +0000

Advisor Resources

TruStone Agent Portal for Travel Insurance

Allianz Travel Insurance

Click below to be redirected to 3i resource repository

Tags: Advisor, Login, Portal, Resources

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Executive Team

3iwebdev — Wed, 09 Jun 2021 22:28:58 +0000

Executive Team

Louise Tam, President

President of 3i Financial Group Inc. since November 2004, Louise graduated from the University of Windsor with a Bachelor of Arts degree. She has completed various professional financial industry courses over her 30 years of financial services experience. From 1989 to 1999, she was an Account Manager at the Royal Bank of Canada. In 2000, Louise was appointed Vice President for a Financial Corporation. Throughout her career, she won numerous awards for her outstanding sales and service. In 2001, Louise received the chair of the Association of Chinese Canadian Entrepreneurs Certificate. Louise has experienced working with high net worth clients at Investment Planning Counsel as a Financial Planner. At 3i Financial Group Inc. Louise oversees many projects, assist with daily operations and business management. Louise spends her free time volunteering for many organizations and playing various sports, like golf and badminton.

Bob Lau, President of Investments

President of 3i Financial Investment Services Inc. since 2008, Bob oversees a team of Branch Managers and Financial Advisors. His duties include oversight of daily operations, supervision and business development. Bob has over 20 years of financial experience, he acquired his experience in working with corporations such as Royal Bank of Canada and Canada Life Assurance Company. In addition to the designations of Branch Manager and Certified Financial Planner®, Bob graduated from the University of Toronto with a Bachelor of Arts Degree and continuously attend courses and seminars to keep up to the industry trends. Besides his work life, Bob enjoys playing badminton and fishing.

Kelly Tsang, Vice-President

Since June 2005, Kelly has been the Vice President of Training and in charge of the Training and Development Department. Her role is vital in the setup of all corporate training initiatives. Kelly has managed several projects and remains committed to creating programs that meet the needs of others.Kelly graduated from the University of Western with a Bachelor of Arts degree and received her Master’s of Education from McGill University. Before entering the financial industry, she was involved in multiple programs to help high school students succeed academically as a Program Director. In her spare time, Kelly teaches ESL classes, tutors children and participates in multiple social and community projects.

Tags: Executive Team, Marketing, President, Vice President

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Home

3iwebdev — Mon, 13 Apr 2020 11:18:54 +0000

Inform • Invest • Insure

A boutique firm that provides individuals and business on a wide array of financial products and services.

Insurance

We work with strong partners to help secure you, your family, and your businesses financial future for years to come.

Travel Insurance | Super Visa

Travel insurance gives you the peace of mind of any flight interruption that may occurs on your trip.

Group Benefits

Through our partnership with the leading group insurance providers, we can provide you with all the necessary group insurance coverage for you and your employees.

Investments

We believe that it’s a great advantage for us to be able to offer our clients a complete range of mutual funds.

Home to your Insurance and Investment Needs

At 3i Financial, we build long-term relationships with our clients, employees, business partners, and the communities that we serve in the Greater Toronto Area.

The products and services offered at 3i Financial are chosen based on their ability to help our clients to achieve their personal and business goals.

Our Trusted Partners

It is our advantage to be able to offer our clients a complete range of products from many of the leading providers.

Tags: Financial Products, Group Benefits, Invest Inform Insure, Services, Super Visa

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