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Life Insurance

Term Life Insurance

Provides your family with financial security if something were to happens to you
Provides protection to your family for a limited time
Gives flexibility on the length and amount of coverages

Permanent Life Insurance

Lifelong coverage with a guaranteed acceptance or required a simple medical report
Premiums may never increase as you age
Build your savings to help live the life you want

Whole Life Insurance

Earn dividends to protect your family and estates
Lifetime coverage with cash value guarantees
Ability to choose how long to pay for premium and frequency

Universal Life Insurance

Provides lifetime coverage and helps in a tax advantage policy to save for the future
Amounts of premiums are invested where it grows tax advantage
Can make partial withdrawal

Sources: Investopedia, Sun Life Financial, RBC Insurance.

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Tags: Permanent Life, Term LIfe, Universal Life, Whole Life

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