Investment Services Archives - 3i Financial

Associates and Industry Partners

3iwebdev — Tue, 06 Jul 2021 15:11:15 +0000

Associates and Industry Partners

At 3i Financial we work together with our many industry partners to help our clients to reach their financial goals and manage their risks. We believe that it is a tremendous advantage for us to be able to offer a complete range of financial products. It is also our job to objectively analyze our clients’ immediate and future needs, risk tolerance, and their financial goals.

Our Associates

Companies that work in partnership with us to provide financial solutions.

Industry Partners

Here some of our Participating Service Providers. You can use this section to visit the websites and learn more about the industry partners we work with to provide financial products.

All

Insurance

Mutual Funds

Disclaimers:

The services of providing life insurance and other non-investment plans are offered through 3i Financial Group Inc. The services of providing mutual funds, ETFs and Alternative Funds are offered through through 3i Financial Investment Services Inc. Both are separate legal entities. 3i Financial Investment Services Inc. is a member of the Canadian Investment Regulatory Organization (CIRO) and licensed to distribute mutual funds.
Dynamic Funds® is a registered trademark of its owner, used under license, and a division of 1832 Asset Management L.P.
Authorized Distributor for The Canada Life Assurance Company.

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Terms of Use

3iwebdev — Wed, 16 Jun 2021 16:58:55 +0000

Terms of Use

FULL & FAIR DISCLAIMER

If you access and use this Website (the “Site”), you accept and agree to be bound by and comply with these terms (the “Terms”). If you do not accept the Terms, do not use the Site.

The Site is operated by 3i Financial Group Inc. and 3i Financial Investment Services Inc. and these Terms may be modified or revised without notice. Your use of the Site following any modification/revision constitutes your agreement to follow and be bound by these changes. If any of these changes are unacceptable to you, please immediately cease your use of the Site.

The services of providing mutual fund, RRSP, RESP, labour sponsored funds and other investments plans are offered through “3i Financial Investment Services Inc.” The services of providing life insurance and other non-investment plans are offered through “3i Financial Group Inc.” Both are separate legal entities.

3i Financial Investment Services Inc. is a member of the Canadian Investment Regulatory Organization (CIRO) and licensed to distribute mutual funds.

MUTUAL FUNDS

Commissions, trailer fees, management fees and expenses all may be associated with mutual fund investments or other securities. Please read the prospectus before investing.

The indicated rates of return of a mutual fund are the historical annual compounded total returns including changes in unit value and reinvestment of all distributions and do not take into account sales, redemption, distribution or optional charges or income taxes payable by any security holder that would have reduced returns.

Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.

LEGAL

These Terms are governed by and shall be construed in accordance with the laws of the Ontario without giving effect to any principles of conflicts of law. If any provision of these Terms shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these Terms and shall not affect the validity and enforceability of any remaining provisions.

These Terms are effective unless and until terminated by 3i Financial Group Inc. and 3i Financial Investment Services Inc. All images, logos and trademarks are copyright and the property of their respective owners.

NOT OFFERING ADVICE

The materials posted on 3i Financial website are not intended to provide specific advice or recommendations for any individual/business. It is intended for general information only. You should not be acted or relied upon without seeking the advice of a professional. All contents and information are believed to be from verified sources. 3i Financial makes no representation as to its completeness or accuracy.

TRADEMARKS & COPYRIGHTS

Certain names, words, titles, phrases, logos, graphics, designs, and other content (including copyright-protected content) on this website are subject to intellectual property rights and are owned 3i Financial or by third parties servers.

These materials shall not be copied, modified, downloaded, reused, sold, reproduced, transmitted, licensed, published, displayed, or used for public or commercial purposes without 3i Financial express written permission.

Tags: Legal, Terms of Use

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Investment Products

3iwebdev — Wed, 16 Jun 2021 16:15:20 +0000

Investment Products

Why Choose Investment Products?

At 3i Financial Investment Services Inc, we offer a wide range of investment products such as Mutual Funds, Alternative Funds, Exchange Traded Funds (ETFs). Our advisors are dedicated and experienced to construct a better diversified portfolio of investments. Our advisors will help and guide you in reaching your financial goals.

APPROVED BY MFDA TO OFFER ETFs

Investment Fund Products

Mutual Funds

Offers a wider variety of investments
Helps investors grow assets with monthly contribution
Allows you to take advantage of professional investment management

Alternative Funds

Offers a variety of investment vehicles and some tax benefits
Provides opportunities that is not offered in the traditional market
Invests in a non-traditional securities, including cryptocurrency.

Exchange Traded Funds (ETFs)

Ability to buy at a lower cost or smaller amounts
Dividends in an open-ended ETFs are reinvested immediately
Offers Flexible trading and better tax efficiency in taxable accounts.

Sources: Ontario Securities Commission, Investopedia, Fidelity

Find Out More

Tags: Exchange Traded Funds

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Business Investments

3iwebdev — Fri, 11 Jun 2021 19:13:30 +0000

Business Investment

Why Choose Business Investments?

At 3i Financial Investment Services Inc, we work in partnership with businesses by offering our financial expertise to help create and add value to your organization. Our advisors are dedicated and experienced to understand the unique financial needs of your business. Our 3i Business Financial Plan is tailored to take your business further by managing the risks. We can get you professional advice from lawyers, bankers, mortgage brokers, accountants and etc…to make business recommendations specific to your need and assist in the execution of your 3i Business Financial Plan.

Business Investment Programs

Non-Registered Investment Plans

DPSP’s (Deferred Profit Sharing Plans) & Payroll Savings Plans

Contributions are a tax deductible expense and are not a taxable benefit to the plan member. Employers can contribute an amount up to 9% of the employee’s current annual earnings to the maximum contribution limit
Help employees saves for their future.

Individual Corporate Accounts

Helps with everyday banking, savings and investing.
Helps to ensure you file taxes accurately and separately from personal accounts.
Eligible to deduct business expenses from your tax return.

Registered Investment Plans

IPP’s (Individual Pension Plan)

Provides maximum tax-deductible contributions for your retirement and gives you more flexible benefit settlement options. Allows you contribute a higher amount.

DCRPP’s (Defined Contribution Registered Pension Plans)

Provides employees with an income at retirement. Contributions are exempt of payroll taxes for employers.

RESP’s (Registered Education Savings Plan)

An investment vehicle that allows caregivers to save up for their children’s post secondary education.
Pays up to 20% of a child’s annual contribution up to an annual maximum of $500 or a lifetime maximum of $7200 until the beneficiary reaches the age of 17.

RRSP’s (Registered Retirement Savings Plan)

Invest in your future by reducing your taxable income with contributions.
Can access funds in your RRSP to help buy your first home or pursue further education.

DPSP’s (Deferred Profit Sharing Plans)

Allows companies to share profits with employees.
Provides tax incentives and allows vesting periods for vesting period and employers contributions.

Sources: Canada Revenue Agency, Investopedia, Moneysense

Find Out More

Tags: DCRPP's, Deferred Profit Sharing Plans, Defined Contribution Registered Pension Plan, DPSP's, Individual Corperate Accounts, Individual Pension Plan, IPP's, Non Registered Investments Plans, Payroll Savings Plan, Registered Investments Plan, RESP

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Individual Investment

3iwebdev — Wed, 09 Jun 2021 19:14:49 +0000

Individual Investments

Why Choose Individual Investments?

At 3i Financial Investment Services Inc, we provide a wide range of individual investment services that are tailored to you. Our advisors will guide you with proper investment strategies. We will help you reach your financial short term to long term goals with our 3i Personal Financial Plan.

Investing is an effective way to build your wealth. Investing will benefit you by helping you to save for your children’s education, help with taxes, save money for retirement and setting up charitable donations.

Some of the account types we offer include: Regular RRSP, Spousal RRSP, LIRA, LIF, RRIF, RDSP and RESP’s.

Some of the Individual Investments Programs

RRSP (Registered Retirement Savings Plan)

Lower your taxes by investing in your future. A lower tax bracket when you retire, withdrawals will be at lower rate.

TFSA (Tax-Free Savings account)

Save for a future goal tax free. Offers more flexibility and less taxes.

RESP (Registered
Education Savings Plan)

Help your child with a boost for their post-secondary education. Pays up to 20% of up to $2,500 annually. Contribute to lifetime limit of $50,000.

RDSP (Registered Disability Savings Plan)

Help a love one with disabilities for long term goals. Plan can grow faster as taxes are deferred on investment income and capital gains.

Find Out More

Tags: Registered Education Savings Plan, RESP

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Resolving your complaints

3iwebdev — Wed, 09 Jun 2021 17:32:55 +0000

Resolving your Complaints

At 3i Financial, one of our organizational goals is service excellence. As a leading financial services broker, we take great pride in providing our clients with objective unbiased advice enabling them to achieve their financial goals. We value your business and we are dedicated to building long-term relationships with you.

We value your feedback because that is what helps us to better meet your needs. If you would like to provide us with a compliment, constructive feedback, or to lodge a complaint, we encourage you to follow the procedures listed below so that we can work to resolve your issue in a timely manner.

For full details on the complaint process, please download this PDF document.

Contact 3i Financial Investment Services Inc. Head Office

Member firms are responsible to you, the investor, for monitoring the actions of their representatives to ensure that they are in compliance with by-laws, rules and policies governing their activities. Please contact our Head Office by calling 905-597-5000 and ask to speak to the Customer Relations Manager. Alternatively, if you prefer, you can mail, fax, or email it to the attention of the Customer Relations Manager.

Mail in attention to Customer Relations Manager to 9040 Leslie Street, Suite 221, Richmond Hill, ON L4B 3M4
By Fax: (905) 597-8366
By e-mail: customerrelations@3ifinancial.com

Please include your full name, address, telephone number, the best time to reach you, and explain clearly all the details. The Customer Relations Manager will investigate the matter and will respond back to you in a timely manner.

Contact the Canadian Investment Regulatory Organization (CIRO)

CIRO is a self-regulatory organization in Canada to which your Mutual Fund Dealer is a member. CIRO investigates complaints about its regulated firms and their representatives, and takes enforcement action where appropriate. You may make a complaint to the CIRO at any time, whether or not you have complained to your Mutual Fund Dealer. CIRO can be contacted:

By completing the on-line complaint form
By telephone in Toronto at (416) 361-6332 or toll free at 1-888-466-6332
By e-mail at complaints@ciro.ca
In writing by mail to 121 King Street West, Suite 1000, Toronto, ON M5H 3T9
By Fax at (416) 361-9073

https://ciro.ca

Contact the Office of the Ombudsman for Banking Services and Investments (OBSI)

OBSI provides an independent and impartial process for the investigation and resolution of complaints about the provision of financial services to clients. OBSI can make a non-binding recommendation that your firm compensate you (up to $350,000) if it determines that you have been treated unfairly, taking into account the criteria of good financial services and business practice, relevant codes of practice or conduct, industry regulation and the law. The OBSI process is free of charge and is confidential. OBSI can be contacted:

By telephone in Toronto at (416) 287-2877, or toll free at 1-888-451-4519
By e-mail at ombudsman@obsi.ca

https://www.obsi.ca/

Additional Information:

3i Financial Group Inc. is regulated by the Financial Services Regulatory Authority of Ontario (FSRA) for insurance products. 3i Financial Investment Services Inc. is regulated by Canadian Investment Regulatory Organization (CIRO) for mutual fund products. 3i Financial is a participating firm with the Ombudsman for Banking Services and Investments (OBSI).

*Clients who choose to communicate by e-mail should be aware of possible confidentiality issues regarding internet communications.

Tags: Investment Services

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Home

3iwebdev — Mon, 13 Apr 2020 11:18:54 +0000

Inform • Invest • Insure

A boutique firm that provides individuals and business on a wide array of financial products and services.

Insurance

We work with strong partners to help secure you, your family, and your businesses financial future for years to come.

Travel Insurance | Super Visa

Travel insurance gives you the peace of mind of any flight interruption that may occurs on your trip.

Group Benefits

Through our partnership with the leading group insurance providers, we can provide you with all the necessary group insurance coverage for you and your employees.

Investments

We believe that it’s a great advantage for us to be able to offer our clients a complete range of mutual funds.

Home to your Insurance and Investment Needs

At 3i Financial, we build long-term relationships with our clients, employees, business partners, and the communities that we serve in the Greater Toronto Area.

The products and services offered at 3i Financial are chosen based on their ability to help our clients to achieve their personal and business goals.

Our Trusted Partners

It is our advantage to be able to offer our clients a complete range of products from many of the leading providers.

Tags: Financial Products, Group Benefits, Invest Inform Insure, Services, Super Visa

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