We recognize confidentiality is integral to building long-term relationships with our clients, employees, and business partners.

In diligently carrying out our role as your trusted advisor and company of choice, part of our duty is to obtain as much information as we can in regards to your personal and financial situation so that we can tailor a financial plan to meet your goals and manage any risks that you may be exposed to.

In exacting this level of due diligence with your financial matters, we take great effort to maintain the integrity and confidentiality of your personal information at a corporate level.

Some basic types of information that we would collect from you would include: your name, address, telephone number, date of birth, and Social Insurance Number (SIN).

The types of additional information we may gather will depend on the types of products and services you require but may include information about your:

assets, liabilities, expenses, cash flow, goals, concerns, time horizon, risk tolerance, dependents information, etc.  Generally, we collect and utilize this information in order to:

• Confirm your identity to protect you the client and 3i Financial against errors and fraud
• Evaluate your financial needs in order to determine the appropriate products and services best suited for your unique situation
• Determine your eligibility to receive certain products and services
• Properly administer the products and services we provide
• Comply with a variety of legal requirements such as tax reporting requirements under the Federal Income Tax Act
• Assist us in understanding your current and future needs
• To provide you with additional information about products and services

In addition, we will only keep your personal information on file for as long as it is needed to fulfill the aforementioned purposes, or as required by law.

Your Social Insurance Number (SIN)

There are a number of reasons why we may ask for your Social Insurance Number (SIN), such as:

• For the purposes of reporting capital gains, interest, or dividends, to Revenue Canada
• We may also use your SIN number as a unique identifier so that when you call we can verify your identity
• Situations may also arise where it is necessary to distinguish you from other client’s that could have the same name.

Consent

Disclosure of your personal financial information will be restricted only to those who require that information in order to successfully carry out their duty to you, such as:

• Our employees who require the information in the performance of their duties
• Mutual fund companies, insurance companies, MGA’s, and the mutual fund dealers that we utilize in carrying out our business
• Service providers who require the information in the performance of their duties for us, such as mailings.  These providers have signed confidentiality agreements that are in accordance with our Corporate Privacy Principles
• Any person or organization to whom you gave consent;

Withdrawal of Consent

You may withdraw your consent authorizing us to utilize your personal information and we will comply as long as there are no legal requirements preventing us from doing so.  Withdrawal of your consent may impact our ability to continue to provide you with financial products and services and could require the closure or transfer of your account (subject to any penalties charged by the mutual fund or insurance companies that are incurred as a result).

Service Providers

We may use third party service providers for various services such as: printing, mail distribution, information technology, and marketing.  Where any information is provided to third party service providers we require them to sign an agreement stating that this information will be kept confidential and will not be used for any other purposes.

Special Offers and Marketing Promotions

From time to time, we may inform you of products or services that may be of interest to you.

Commitment

We are committed to protecting your personal information from unauthorized access.  We do so by ensuring that all necessary physical, organizational, and technological safeguards remain in place at all times.  We do NOT SELL your personal information to anyone.  If you do not wish to receive any type of marketing/promotional information you may inform us by telephone, fax, or mail.  If you have any further questions or concerns about our privacy policies and procedures please contact us at:

3i Financial
9040 Leslie Street, Suite 221
Richmond Hill, ON L4B 3M4

Tel: (905)597-5000       Email: customerrelations@3ifinancial.com
Fax: (905)597-8366      Website: www.3ifinancial.com

FULL & FAIR DISCLAIMER

If you access and use this Website (the “Site”), you accept and agree to be bound by and comply with these terms (the “Terms”). If you do not accept the Terms, do not use the Site.

The Site is operated by 3i Financial Group Inc. and 3i Financial Investment Services Inc. and these Terms may be modified or revised without notice. Your use of the Site following any modification/revision constitutes your agreement to follow and be bound by these changes. If any of these changes are unacceptable to you, please immediately cease your use of the Site.

The services of providing mutual fund, RRSP, RESP, labour sponsored funds and other investments plans are offered through “3i Financial Investment Services Inc.” The services of providing life insurance and other non-investment plans are offered through “3i Financial Group Inc.” Both are separate legal entities.

3i Financial Investment Services Inc. is a member of the Canadian Investment Regulatory Organization (CIRO) and licensed to distribute mutual funds.

MUTUAL FUNDS

Commissions, trailer fees, management fees and expenses all may be associated with mutual fund investments or other securities. Please read the prospectus before investing.

The indicated rates of return of a mutual fund are the historical annual compounded total returns including changes in unit value and reinvestment of all distributions and do not take into account sales, redemption, distribution or optional charges or income taxes payable by any security holder that would have reduced returns.

Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.

LEGAL

These Terms are governed by and shall be construed in accordance with the laws of the Ontario without giving effect to any principles of conflicts of law. If any provision of these Terms shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these Terms and shall not affect the validity and enforceability of any remaining provisions.

These Terms are effective unless and until terminated by 3i Financial Group Inc. and 3i Financial Investment Services Inc. All images, logos and trademarks are copyright and the property of their respective owners.

NOT OFFERING ADVICE

The materials posted on 3i Financial website are not intended to provide specific advice or recommendations for any individual/business. It is intended for general information only. You should not be acted or relied upon without seeking the advice of a professional. All contents and information are believed to be from verified sources. 3i Financial makes no representation as to its completeness or accuracy.